Using Non-Discrimination Testing

Non-Discrimination Testing is an Internet-based nondiscrimination testing tool that covers Code Sec. 125 (Cafeteria Plans), Code Sec. 105(h) (Health FSA, HRA, Self-Insured Medical Plans), and Code Sec. 129 (Dependent Care FSA Plans).

To access Non-Discrimination Testing:

1. Go to the Tools screen.
2. Click the Non-Discrimination Testing option from the Tools menu on the left.
3. When the page loads, click the Continue button.

4. You are directed to the Non-Discrimination Testing site. Log in using your Checkpoint username and password.

Note:Alternatively, a Nondiscrim Test button has been placed in the II. Cafeteria: The Short Course materials to view the Non-Discrimination Testing site:

Path: Table of Contents>Checkpoint Contents>Pension & Benefits Library>Pension & Benefits Editorial Library>Pension & Benefits Compliance Library>Cafeteria Plans< II. Cafeteria Plans: The Short Course.

Non-discrimination testing using NDX is as simple as 1-2-3:

1. Download an Excel template and populate the data
2. Upload the Excel spreadsheet
3. Download reports

NDX Reports include:

• Detailed test results
• List of employees in the prohibited groups such as Key, HCE, etc.
• Recommendations for passing certain tests that fail